Description

CPO Memorandum

What is a CPO Asset Pool?

iCovest is an ecclesiastical member community who have determined to pool the collective resources of their Time, Talent and Treasure to force positive change for the communities who desire to participate in iCovest international community.

Cooperative Procurement Opportunity Benefits

• Generate Toll-Free Turn-Key Cash Flows
• Syndicate Real Estate With Massive Legacy Benefit Pools
  • Leveraged Whole Life Cash Value Access Split-Benefits
  • Legacy Whole Life Disbursement Split-Benefits
  • Ecclesiastical Paid-Up Addition Rider Pools
    w/Exponential CPO Return of Liberty
    And more …
    

CoVestment Thesis & Supporting Elements

žWe’re Building a Non-Bank Financial Institution

If you are familiar with the infinite banking concept, then you may know that paid up additions is an important ingredient in a properly structured banking policy.

By funding additional paid up insurance we are growing our cash value.  Our cash value growth directly effects our ability to utilize the Whole Life Insurance policy pool for banking.

As your cash value grows, you use your cash value life insurance as an asset to purchase other assets. Then you would use the cash flow from the additional assets to repay your policy loan, with interest.

That is why whole life insurance is a great vehicle for driving your real estate wealth building strategy.

The paid up additions rider allows the ability to put more money into your policy then is borrowed out.   This provides a great tax favored environment for capital growth.  Whole Life insurance also offers legal liability, and creditor protection depending on your state of residence.

Whole Life Insurance Enhanced Benefits

First we collateralize our acquisitions with appreciative assets.  Then we recapture all of our property expenditures, business expansion costs and marketing fees…with interest!  Some of our community syndicated appreciative asset classes include Gold, Silver, Whole Life Living and Legacy Benefits, Real Estate and our Highly-Leveraged Debenture Notes!

• Guaranteed 2-4% CAGR Tax-Deferred Dividends
  • with average of 6-8% CAGR
• Average 4-5% Leveraged Finance
  • Guaranteed Non-Recourse Loan (No Qualification)

 

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iCOVEST AVAILABLE REWARDS

Beneficial Interest Units (“BIU“) are limited in issuance per Rebate Category:

• RRSC Rebates: Royalties are distributed from 20% of Total Gross Receipts generated from iCovest application annual subscription Operating Cash Flow (“OCF“).
  • Royalties are shared between program participants annually upon achieving the program’s Funding Goal, and remitted over a 7-Year Royalty Term.
    (Over-Subscription is allowed as available)
• Tell-a-friend incentives: 10% of Equal or Greater Subscription Value for each promo subscription.  This Rebate is limited to qualified iCovest Market PCM/SBM Members who are both active and CoVested for a minimum of 12 Consecutive Months.

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iCOVEST REBATE & ROYALTY PROGRAMS*

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CPO Silver Syndication IV-B Programs

$40.00 ~ GRASS ROOTS MEMBER*

(Only 100,000 Beneficial Interest Units issued for this category):

• 60% Rebate ($60.00 Instant Value)
• 2% RRSC Royalties Generated from all GRASS ROOTS MEMBER CoVested Subscription OCF
  (Shared over a 7-Years Royalty Term pursuant to Relationship and Royalty Sharing Covenant)

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$100.00 ~ COMMUNITY BUILDER*

(Only 10,000 Beneficial Interest Units issued for this category):

• 60% Rebate ($150.00 Instant Value)
• 4% RRSC Royalties Generated from all COMMUNITY BUILDER CoVested Subscription OCF
  (Shared over a 7-Years Royalty Term pursuant to Relationship and Royalty Sharing Covenant)

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$200.00 ~ S-QUAD PROVIDER*  

(Only 1,000 Beneficial Interest Units issued for this category):

This Rebate Program is for Organizations with 5 Members or Less:

• 60% Rebate ($300.00 Instant Value)
• 6% RRSC Royalties Generated from all S-QUAD BUILDER CoVested Subscription OCF
  (Shared over a 7-Years Royalty Term pursuant to Relationship and Royalty Sharing Covenant)

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$500.00 ~ B-QUAD PROVIDER*

(Only 1,000 Beneficial Interest Units issued for this category):

This Rebate Program is for Organizations with over 5 Members:

• 50% Rebate ($500.00 Instant Value)
• 8% RRSC Royalties Generated from all B-QUAD BUILDER CoVested Subscription OCF
  (Shared over a 7-Years Royalty Term pursuant to Relationship and Royalty Sharing Covenant)

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$1,000.00 ~ iCOVESTOR*

(Only 1,000 Beneficial Interest Units issued for this category ~ New & Existing IVA Owners Only)

This Rebate Program Requires either Opening or CoVesting in your IVA:

• 50% or Even Greater Rebate ( ≥ $500.00 Instant Value)
• Includes 21 ICO contribution to Open or Add to Your IVA
• Waiver or Rebate of your One-Time IVA Initial Setup CoVestment (1 x $250.00)
• Waiver of iCovest Annual Subscription $250.00 or 2.5% AUS (whichever is greater) for applicable year
  (New iCovestors waived for 1st Year; Existing iCovestors waived for 1 year starting at next scheduled CoVestment Period)
• 10% RRSC Royalties Generated from all iCOVESTOR CoVested Subscription OCF
  (Shared over a 7-Years Royalty Term pursuant to Relationship and Royalty Sharing Covenant)
  

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“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

~ Robert Kiyoskaki

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We take the future of your finance and cash flow legacy very seriously! When you CoVest in your IVA, you are creating an advanced storage of wealth that is not only anticipated to appreciate according to several prominent economic forecasters, but is jurisdictionally secured in Sovereign Ecclesiastical State free from taxation and commercial/governmental confiscation.

 

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*  All Royalty Rebates & Rebates are pursuant to your iCovestor Relationship and Royalty Sharing Covenant (“RRSC”), IVA Disclaimer & Indemnity Agreement, and all Terms, Conditions & Agreements of this website (www.iCovest.org).

IMPORTANT MESSAGE: iCovest.org is a website owned and operated by iCovest Family Office, an Ecclesiastical State Integrated Auxiliary Trust operating by rule of necessity as an Unincorporated Association (hereinafter, “iCovest”). We are a Faith Based Organization qualified under Title 26 U.S. Code § 508c(1)a Non-Assumptive 28 U.S. Code § 1746 (1). By accessing the website and any pages thereof, you agree to the binding terms of use of all iCovest Policies & Agreements, as each may be amended from time to time. iCovest is not a registered broker, dealer, investment adviser, investment manager or registered funding portal. Any and all private offerings on this site are available without contravention of Rule 506(b) of Regulation D, as “safe harbor” under Section 4(a)(2) of the Securities Act, and pursuant to the iCovestor Relationship & Royalty Sharing Covenant made in acquiescence at the time of any like kind exchange for any goods, services, and/or subscription made in the medium and measurement of silver in the form of U.S. Treasury Minted American Silver Eagle Coined money (Measured Digitally and/or Physically exchanged thereof as an Intentional Community Opportunity (-ies), a.k.a. “ICO” or “ICOs”).

The information contained on this site is provided for informational purposes as a service to the public as part of the mission of the iCovest and does not constitute legal or tax advice. Legal Information is not the same as Legal Advice. Some of the information on this site and corresponding emails provide information about law designed to help users safely cope with their own Faith Based Organization needs. The application of law varies depending on many circumstances. The laws of every state are in constant change, and although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that this educational information, and your interpretation of it, is appropriate to your particular situation.